8 Peninsula Crescent, Hoo, Rochester, ME3 9GR

UPRN:44051147Bungalow Property2 bedsBuilt -

Tenure: -Council Tax: Band AEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

8 Peninsula Crescent, Hoo, Rochester, ME3 9GR

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

15 of 21 sources

Sale Estimate

£258,000

£245k - £271kHigh

Estimate

£258k

Range

£245k – £271k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

4.38%

Verdict

Derived from HomePortfolio scores

8 Peninsula Crescent earns an AVOID rating with HP Score 62/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

23/ 100

Low

Transit & Bike

Transit 2Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: -£220/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£258,000

Rent Estimate (pcm)£950

Gross Yield4.38%

1y Growth-

3y Growth-0.1%

5y Growth+1.7%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0ME3 9GR

Approval Rate

-12mo

Development

low

MC/26/1188
Variation of condition 2 on planning permission MC/22/0475 to add another gateway to allow vehicles to enter and exit the site safely.
Conditions
MC/25/2238
Application for a Lawful Development Certificate (proposed) replacement of the existing timber shed with a new timber garden room to the rear of the garden.
Approved
MC/25/1612
Construction of an industrial building with mezzanine to be used for purposes falling under Class E of the UCO (Light industrial and small office) -demolition of existing office building
Conditions

View Planning Timeline