9 Ashmead Close, Chatham, ME5 8NY

UPRN:44058843Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£425,000

£404k - £446kHigh

Estimate

£425k

Range

£404k – £446k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

6.69%

Verdict

Derived from HomePortfolio scores

9 Ashmead Close earns an INVESTIGATE rating with HP Score 76/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

53/ 100

Moderate

Transit & Bike

Transit 8Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £169/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£425,000

Rent Estimate (pcm)£1,950

Gross Yield6.69%

1y Growth-

3y Growth+1.4%

5y Growth+2.5%

10y Growth+3.3%

Last Sold Price£242,500 (2015-08-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1ME5 8NY

Approval Rate

-12mo

Development

low

MC/26/2066
Application for a non-material amendment to planning permission MC/20/0347 for the removal of footpath in the open space to avoid amenity concerns
Pending
MC/26/2049
Roof alterations to increase the ridge height of the main roof together with the construction of a first floor side extension and single storey rear extension along with the conversion of garage into habitable room
Pending
26/504025/ADJ
Adjoining authority consultation from Medway Council to Maidstone Council: Details pursuant to condition 15 (CEMP: Biodiversity) and condition 20 (Construction Method Statement) on planning permission MC/18/0556 for Outline application with some matters reserved (appearance, landscaping, layout, scale) for construction of up to 450 market and affordable dwellings with associated access, estate roads and residential open space
Pending

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-08-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density4,486 /km²

Owner Occupied92%

Age Distribution

0-15 18%16-64 56%65+ 26%

View Area Profile

Schools Nearby

Lordswood School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Benedict's Catholic Primary School
0.3 mi
-
Walderslade Primary School
0.5 mi
GoodImproving
Swingate Primary School
0.6 mi
Inspected as Swingate Primary School (URN 118509) on 2 May 2024

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Ashmead Close
-
£375k
-
14 Ashmead Close
-
£315k
-
4 Ashmead Close
-
£285k
-
13 Ashmead Close
-
£410k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN