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40 Upper Luton Road, Chatham, ME5 7BG

UPRN:44063415Mid Terrace House2 bedsBuilt before 1900
FreeholdCouncil Tax: Band BEPC: D (60)
Data freshness:Listing· 4mo agoListing: stale, refreshed 4mo ago (2026-07-26T04:00:02.045797+00:00)Planning· 6mo agoPlanning: stale, refreshed 6mo ago (2026-05-20T08:19:50.636452+00:00)Ownership· freshOwnership: fresh, refreshed 2d ago (2026-11-10T19:27:59.458881+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-06-08T08:21:05.639936+00:00)
40 Upper Luton Road, Chatham, ME5 7BG

HP Score

Mixed
Verdict
2 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Mixed signals - investigate

Evidence
20 of 21 sources
Sale Estimate
£189,000
£180k - £199kHigh
Estimate
£189k
Range
£180k – £199k
Rent Estimate (pcm)
£1,000
£950 - £1k
Monthly
£1,000
Yield
6.35%

Verdict

Derived from HomePortfolio scores

40 Upper Luton Road earns an INVESTIGATE rating with HP Score 67/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
67/ 100
Mixed
Investment Score
64/ 100
Moderate
Crime Score
58/ 100
Elevated
Walkability
81/ 100
High
Transit & Bike
Transit 22Bike 57
Walk Score, out of 100

Valuation & Market

Sale Estimate£189,000
Rent Estimate (pcm)£1,000
Gross Yield6.35%
1y Growth+16.5%
3y Growth+1.4%
5y Growth+2.5%
10y Growth+3.3%
Last Sold Price£157,000 (2019-11-06)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceModerate
  • RadonModerate
  • MiningSignificant
  • LandslideLow
  • Air QualityLow
  • NoiseModerate

Planning Activity

Recent Apps
1ME5 7BG
Approval Rate
-12mo
Development
low
  • MC/26/2103
    Construction of hardstanding for two cars at the front of dwelling house with a dropped kerb
    Pending
  • MC/26/2081
    Prior approval for the enlargement of a dwelling by construction of an additional storey. The maximum height proposed is 7.5m
    Pending
  • MC/26/2056
    Prior Notification under Schedule 2 Part 11 Class B of the Town and Country Planning (General Permitted Development) (England) Order 2015 (as amended) for the demolition of Gate lodge, Residences 6 and 7, Disablement Services Centre and Outbuildings 1 and 2
    Pending

Ownership

  • Corporate Ownership75.1%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2019-11-06
  • SourceLand Registry

Connectivity

Broadband (Standard)
13 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£33,857
Population Density12,576 /km²
Owner Occupied38%
Age Distribution
0-15 26%16-64 67%65+ 7%

Schools Nearby

  • Hospital and Medical Tuition Service
    0.2 mi
    -
  • All Saints Church of England Primary School
    0.3 mi
    Good
  • Luton Primary School
    0.3 mi

    Inspected as Luton Primary School (URN 118318) on 20 Jun 2023

  • Chatham Grammar
    0.4 mi
    Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 58A Upper Luton Road
    -
    £245k
    -
  • 60 Upper Luton Road
    -
    £235k
    -
  • 14 Upper Luton Road
    -
    £209k
    -
  • 34 Upper Luton Road
    -
    £245k
    -