Data freshness:●Listing· freshListing: fresh, refreshed yesterday (2026-11-06T04:00:06.530844+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 5d ago (2026-11-01T13:48:10.071001+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:46:30.088543+00:00)●Ownership· freshOwnership: fresh, refreshed today (2026-11-06T18:28:37.077253+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
70
/ 100
Mixed
Verdict
today
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£242,000
£218k - £267kMedium
Estimate
£242k
Range
£218k – £267k
Rent Estimate (pcm)
£1,350
£1k - £1k
Monthly
£1,350
Yield
7.90%
Verdict
Derived from HomePortfolio scores
Flat 29 earns an INVESTIGATE rating with HP Score 70/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Listed building consent for removal of an existing sash window within staircase and replacement of an existing casement window within staircase of No.1
Pending
MC/26/2087
Listed building consent for internal works include upgrade of the thermal value of some walls and the ceiling; Internal division by stud walls to create four business units within use Class E, with kitchenette areas, toilet cubicles; Insulation of the first floor and new stud walls against noise transfer and thermal insulation; Ventilation of toilets by vents with metal covers; Installation of three air conditioning condenser units and run of pipework through the walls to internal fan units; Removal a small mezzanine floor in the loft space.
Pending
MC/26/2086
Construction of internal works include upgrade of the thermal value of some walls and the ceiling; Internal division by stud walls to create four business units within use Class E, with kitchenette areas, toilet cubicles; Insulation of the first floor and new stud walls against noise transfer and thermal insulation; Ventilation of toilets by vents with metal covers; Installation of three air conditioning condenser units and run of pipework through the walls to internal fan units; Removal a small mezzanine floor in the loft space.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
36
Low confidence0 independent sourcesLead to verifyListing checked 6 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 15% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +15.3% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 44067135· as of 9 Oct 2026
Rental economics22.7/40
gross yield 7.9%; range width penalty ×0.98; the estimate this rent rides on sits 15% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1350/mo (range 1250-1400)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3/mo, -0% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 276 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
335 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£154,000£235,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£205,000
At the asking price
£1,350/mo
Evidenced range £1,250-£1,400
5.4%
75%
Cash required
£64,400
Net cash flow
£243/mo
Cash on cash
4.5%
Score at this price
36
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.95 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 44067135Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1350/mo (range 1250-1400)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this