86 Sunnymead Avenue, Gillingham, ME7 2EA

UPRN:44079285Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

86 Sunnymead Avenue, Gillingham, ME7 2EA

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£316,000

£301k - £332kHigh

Estimate

£316k

Range

£301k – £332k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

5.60%

Verdict

Derived from HomePortfolio scores

86 Sunnymead Avenue earns an INVESTIGATE rating with HP Score 66/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

66/ 100

Moderate

Transit & Bike

Transit 15Bike 63

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -18.7% (HIGH), sold-comps -30.2%, £/sqft -30.3%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 44079285· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.2%· as of 26 Oct 2026
Rental economics4.4/40
gross yield 5.6%; range width penalty ×0.91
- valuation_snapshotsrent estimate 1750/mo (range 1650-1900)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -426/mo, -24% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.7/15
521 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£281,000£431,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£54/mo
Cash on cash: -0.5%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 44079285Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.2%Valuation edge · as of 26 Oct 2026
valuation_snapshotsrent estimate 1750/mo (range 1650-1900)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1650-1900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£316,000

Rent Estimate (pcm)£1,750

Gross Yield5.60%

1y Growth+29.8%

3y Growth+0.0%

5y Growth+1.3%

10y Growth+3.2%

Last Sold Price£238,000 (2018-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2ME7 2EA

Approval Rate

0%12mo

Development

low

MC/26/2054
Change of use from commercial (Class E) to residential apartment (Class C3) together with construction of a single storey rear extension, creation of external courtyard, bin and cycle store with associated external and basement works - demolition of existing garage
Pending
MC/26/2045
Application for a Lawful Development Certificate (Proposed) for the change of use from day centre use class E(f) to use class E(g)(i) offices
Pending
MC/26/1976
Construction of extension to the existing building to facilitate conversion of three apartments with a ground floor commercial unit
Pending

View Planning Timeline

Ownership

Corporate Ownership73.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density8,763 /km²

Owner Occupied52%

Age Distribution

0-15 23%16-64 66%65+ 11%

View Area Profile

Schools Nearby

Barnsole Primary School
0.3 mi
Good
The Academy of Woodlands
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Mary's Catholic Primary School
0.4 mi
Good
Will Adams Academy
0.4 mi
-

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

83 Sunnymead Avenue
-
£351k
-
102 Sunnymead Avenue
-
£260k
-
95 Sunnymead Avenue
-
£280k
-
83 Sunnymead Avenue
-
£260k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN