10 Grange Road, Gillingham, ME7 2PS

UPRN:44080035Purpose Built Flat3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£244,000

£220k - £269kMedium

Estimate

£244k

Range

£220k – £269k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.48%

Verdict

Derived from HomePortfolio scores

10 Grange Road earns an INVESTIGATE rating with HP Score 81/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

89/ 100

Excellent

Transit & Bike

Transit 17Bike 69

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £91/mo
Cash on cash: 1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£244,000

Rent Estimate (pcm)£1,350

Gross Yield6.48%

1y Growth-4.0%

3y Growth+0.0%

5y Growth+1.3%

10y Growth+3.2%

Last Sold Price£119,000 (2006-06-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1ME7 2PS

Approval Rate

100%12mo

Development

low

MC/26/2054
Change of use from commercial (Class E) to residential apartment (Class C3) together with construction of a single storey rear extension, creation of external courtyard, bin and cycle store with associated external and basement works - demolition of existing garage
Pending
MC/26/2009
Loft conversion and construction of a rear dormer with installation of 1 rooflight; construction of a single storey rear extension wiith 4 rooflighs together with alterations to the front bay window hip roof front entrance opening with installation of 2 roof lights; Internal layout reconfigurations including chimney breast removal;
Pending
MC/26/1975
Variation of condition 2 (Approved plans) on planning permission MC/23/1381 to allow minor material amendments to the development to be carried out in accordance with the revised plans and elevations, reflecting the amended building layout.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-06-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density7,502 /km²

Owner Occupied60%

Age Distribution

0-15 22%16-64 64%65+ 14%

View Area Profile

Schools Nearby

Saxon Way Primary School
0.1 mi
-
Rivermead School
0.2 mi
Good
St Mary's Catholic Primary School
0.2 mi
Good
Burnt Oak Primary School
0.4 mi
Inspected as Burnt Oak Primary School (URN 131527) on 17 May 2022

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Grange Road
-
£207k
-
1 Grange Road
-
£215k
-
13 Grange Road
-
£330k
-
8 Grange Road
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN