2 Old Farndale, Rainham, Gillingham, ME8 7FR

UPRN:44082985Detached House3 bedsBuilt 2023

FreeholdCouncil Tax: Band FEPC: B (84)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

2 Old Farndale, Rainham, Gillingham, ME8 7FR

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£617,000

£586k - £648kHigh

Estimate

£617k

Range

£586k – £648k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

4.62%

Verdict

Derived from HomePortfolio scores

2 Old Farndale earns an INVESTIGATE rating with HP Score 75/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

54/ 100

Moderate

Transit & Bike

Transit 10Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£585,000-£610,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£585,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,000-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £196,050
Net cash flow: -£417/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£617,000

Rent Estimate (pcm)£2,250

Gross Yield4.62%

1y Growth+2.8%

3y Growth-0.5%

5y Growth+1.6%

10y Growth+3.1%

Last Sold Price£575,000 (2024-06-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME8 7FR

Approval Rate

-12mo

Development

low

MC/26/2071
Details pursuant to condition 19 (Access link to the West) on planning permission MC/18/1796 - Outline planning application (all matters reserved except access) for the development of up to 202 residential dwellings (Use Class C3), open space, landscaping (including Sustainable Urban Drainage), access, up to 455 car parking spaces and associated works
Pending
MC/26/2072
Details pursuant to condition 26 (Remediation implementation) on planning permission MC/18/1796 - Outline planning application (all matters reserved except access) for the development of up to 202 residential dwellings (Use Class C3), open space, landscaping (including Sustainable Urban Drainage), access, up to 455 car parking spaces and associated works
Pending
26/503905/FULL
Demolition of garage and erection of a single storey rear and side extension with changes to fenestration.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-06-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density1,893 /km²

Owner Occupied80%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Riverside Primary School
0.6 mi
Good
Leigh Academy Rainham
0.8 mi
Good
Thames View Primary School
1.0 mi
GoodConcerns
St Margaret's Infant School
1.1 mi
Inspected as St Margaret's Infant School (URN 118464) on 22 Mar 2016

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Old Farndale
-
£700k
-
10 Old Farndale
-
£705k
-
18 Old Farndale
-
£790k
-
8 Old Farndale
-
£805k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN