2 Bellwood Court, St. Mary Hoo, Rochester, ME3 8RT

UPRN:44098253Detached House5 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band GEPC: E (43)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

2 Bellwood Court, St. Mary Hoo, Rochester, ME3 8RT

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,247,000

£1.18M - £1.31MHigh

Estimate

£1.25M

Range

£1.18M – £1.31M

Rent Estimate (pcm)

£4,500

£4k - £5k

Monthly

£4,500

Yield

12.00%

Verdict

Derived from HomePortfolio scores

2 Bellwood Court earns an INVESTIGATE rating with HP Score 58/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

13/ 100

Low

Transit & Bike

Transit 3Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 64% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£4,500/mo

Evidenced range £4,000-£5,000

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £1,597/mo
Cash on cash: 12.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,247,000

Rent Estimate (pcm)£4,500

Gross Yield12.00%

1y Growth+8.6%

3y Growth-0.1%

5y Growth+1.7%

10y Growth+3.7%

Last Sold Price£1,140,000 (2024-02-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME3 8RT

Approval Rate

-12mo

Development

low

MC/26/2040
Details pursuant to condition 17 (SUDS Verification) on planning permission MC/24/0291 for Full planning application for 44 new homes (use class C3) with the provision of associated parking, open spaces, SUDs and earthworks. Provision of overflow parking for Fenn Bell Conservation project and enhancement to existing access from Fenn Street on land adjacent to the Fenn Street and Ratcliffe Highway
Pending
MC/26/1334
Construction of 9x residential custom-build dwellings, with access, landscaping and associated works
Pending
MC/26/0712
Listed building consent for retention of existing annexe with farmhouse together with minor external works comprising of boarding over the lounge window on the North elevation, locking and screwing shut the rear entrance door on the North elevation and internal works including insulating the window and door opening and boarding over internally
Conditions

View Planning Timeline