Moor Street House, Seymour Road, Rainham, Gillingham, ME8 8PY

UPRN:44107491Detached House7 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Moor Street House, Seymour Road, Rainham, Gillingham, ME8 8PY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£870,000

£827k - £914kHigh

Estimate

£870k

Range

£827k – £914k

Rent Estimate (pcm)

£3,150

£3k - £4k

Monthly

£3,150

Yield

6.30%

Verdict

Derived from HomePortfolio scores

Moor Street House earns an INVESTIGATE rating with HP Score 68/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

30/ 100

Mixed

Transit & Bike

Transit 7Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 3 bedrooms but the valuation snapshot describes 7 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,800-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: £156/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£870,000

Rent Estimate (pcm)£3,150

Gross Yield6.30%

1y Growth-

3y Growth-0.5%

5y Growth+1.6%

10y Growth+3.1%

Last Sold Price£685,000 (2008-10-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1ME8 8PY

Approval Rate

-12mo

Development

low

MC/26/2031
Change of use from a bed and breakfast Use Class (C1) to a residential house Use Class (C3)
Pending
26/503905/FULL
Demolition of garage and erection of a single storey rear and side extension with changes to fenestration.
Pending
26/503790/ADJ
Adjoining authority consultation from Swale Borough Council to Maidstone Borough Council relating to application 24/504435/OUT: Outline planning permission (access, layout and scale) for the erection of up to 31 new dwellings, new access onto Canterbury Lane, provision of footway and associated road widening, provision of open space and hard and soft landscaping.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-10-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density595 /km²

Owner Occupied83%

Age Distribution

0-15 21%16-64 63%65+ 16%

View Area Profile

Schools Nearby

Leigh Academy Rainham
0.1 mi
Good
Riverside Primary School
0.5 mi
Good
Miers Court Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Margaret's Infant School
0.9 mi
Inspected as St Margaret's Infant School (URN 118464) on 22 Mar 2016

7 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Blue Barn Seymour Road
-
£875k
-
19 Seymour Road
-
£635k
-
The Saddlery, 21 Seymour Road
-
£520k
-
Peasemore, 19 Seymour Road
-
£565k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN