11 Saint Bedes Terrace, Sunderland, SR2 8HS

UPRN:45034846Terrace Property8 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

11 Saint Bedes Terrace, Sunderland, SR2 8HS

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£294,000

£265k - £324kMedium

Estimate

£294k

Range

£265k – £324k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

21.00%

Verdict

Derived from HomePortfolio scores

11 Saint Bedes Terrace earns an INVESTIGATE rating with HP Score 73/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

81/ 100

High

Transit & Bike

Transit 75Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £2,000-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £1,049/mo
Cash on cash: 33.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.19 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£294,000

Rent Estimate (pcm)£2,100

Gross Yield21.00%

1y Growth-36.7%

3y Growth+3.5%

5y Growth+0.0%

10y Growth+1.6%

Last Sold Price£280,000 (2025-10-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SR2 8HS

Approval Rate

-12mo

Development

low

26/02324/TPC
Works to trees - T1 (weeping willow) - Reduce by 2m back to boundary
Pending
26/02323/TPC
T1 apple- crown reduce by 0.5m and thin by 20 percent T2 cherry - crown reduce by 1.5m
Pending
26/02407/DIS
Discharge of condition 13 (pre-occupation: HMMP) attached to planning application 25/02288/VA4 (Part 4 0f 4)
Pending

View Planning Timeline