1 Wharton Close, East Rainton, Houghton le Spring, DH5 9RN

UPRN:45069457End Terrace HouseBeds -Built 1950-1966

LeaseholdCouncil Tax: Band CEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

1 Wharton Close, East Rainton, Houghton le Spring, DH5 9RN

HP Score

/ 100

Mixed

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£190,000

£152k - £228kLow

Estimate

£190k

Range

£152k – £228k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

6.69%

Verdict

Derived from HomePortfolio scores

1 Wharton Close earns an AVOID rating with HP Score 64/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

16/ 100

Low

Transit & Bike

Transit 6Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics13.4/40
gross yield 6.7%; range width penalty ×0.99
- valuation_snapshotsrent estimate 1450/mo (range 1350-1500)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -161/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
244 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £126/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1450/mo (range 1350-1500)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1350-1500)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£190,000

Rent Estimate (pcm)£1,450

Gross Yield6.69%

1y Growth-

3y Growth+3.1%

5y Growth+0.6%

10y Growth+0.8%

Last Sold Price£58,000 (2001-09-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DH5 9RN

Approval Rate

-12mo

Development

low

26/02306/TPA
T1 Beech (T 01) - Fell Tree Safety Survey Attached
Pending
26/02078/DIS
Discharge of condition 4 (CEMP) attached to 25/02295/LP3 (Part 1 of 2).
Pending
26/01773/TPA
T41 Beech - 6 foot reduction and thinning by approx 20%, remove overcrowded and crossing branches T42 Weeping Willow - 6 foot reduction and thinning by approx 20%, remove overcrowded and crossing branches
Approved

View Planning Timeline

Ownership

Corporate Ownership87.1%
Overseas OwnershipNo
Lease Term Remaining44 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2001-09-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,989

Population Density514 /km²

Owner Occupied68%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

East Rainton Primary School
0.2 mi
Good
St Michael's Catholic Primary School, Houghton
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hetton Academy
0.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Hetton Primary School
1.0 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Wharton Close
-
£170k
-
2 Wharton Close
-
£130k
-
6 Wharton Close
-
£150k
-
4 Wharton Close
-
£163k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN