37 Station Avenue North, Fencehouses, Houghton le Spring, DH4 6HT

UPRN:45074879Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (69)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

37 Station Avenue North, Fencehouses, Houghton le Spring, DH4 6HT

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£85,000

£68k - £102kLow

Estimate

£85k

Range

£68k – £102k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

11.08%

Verdict

Derived from HomePortfolio scores

37 Station Avenue North earns an INVESTIGATE rating with HP Score 66/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

33/ 100

Mixed

Transit & Bike

Transit 19Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics34.7/40
gross yield 11.1%; range width penalty ×0.87; the estimate this rent rides on sits 24% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 600/mo (range 550-650)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 24% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin6.1/30
stressed cash flow +37/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
390 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£65,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £20,800
Net cash flow: £196/mo
Cash on cash: 11.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 600/mo (range 550-650)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 24% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£85,000

Rent Estimate (pcm)£600

Gross Yield11.08%

1y Growth+45.3%

3y Growth-1.6%

5y Growth-1.4%

10y Growth+0.7%

Last Sold Price£34,000 (1998-05-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0DH4 6HT

Approval Rate

-12mo

Development

low

DM/26/02425/NMA
Non-material amendment to planning permission DM/25/00861/FPA for demolition of existing buildings and construction of two new retail units with associated car parking, landscaping and access. The application seeks amendments to Conditions 5 (Contaminated Land - Phase 4) and 9 (Habitat Completion) of the planning permission.
Pending
26/01888/FUL
Single storey steel framed extension to the existing warehouse
Pending
DM/26/01904/HPN
The erection of a single storey rear extension, which would extend beyond the rear wall of the original house by 4.0m, for which the maximum height would be 3.6m, and for which the height of the eaves would be 2.5m.
Approved

View Planning Timeline

Ownership

Corporate Ownership75.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-05-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,989

Population Density3,038 /km²

Owner Occupied55%

Age Distribution

0-15 16%16-64 62%65+ 22%

View Area Profile

Schools Nearby

Dubmire Primary
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Woodlea Primary School
0.5 mi
Inspected as Woodlea Primary School (URN 114009) on 1 May 2024
Bournmoor Primary School
0.9 mi
Good
Burnside Academy Inspires
1.0 mi
Inspected as Burnside Primary School (URN 108823) on 16 Sep 2014

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Station Avenue North
-
£65k
-
38 Station Avenue North
-
£90k
-
56 Station Avenue North
-
£82k
-
54 Station Avenue North
-
£100k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN