26 Whitgrave Road, Newcastle upon Tyne, NE5 3XJ

UPRN:4510049940End Terrace House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

26 Whitgrave Road, Newcastle upon Tyne, NE5 3XJ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£146,000

£138k - £153kHigh

Estimate

£146k

Range

£138k – £153k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

9.10%

Verdict

Derived from HomePortfolio scores

26 Whitgrave Road earns an INVESTIGATE rating with HP Score 64/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

46/ 100

Elevated

Walkability

54/ 100

Moderate

Transit & Bike

Transit 25Bike 39

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 3 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +0.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 4510049940· as of 13 Oct 2026
Rental economics32.8/40
gross yield 9.1%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1100/mo (range 1050-1150)· as of 13 Oct 2026· verify before relying on this
Stress margin6.1/30
stressed cash flow +67/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 85 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
545 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £119,500

£109,000£167,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£145,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £45,200
Net cash flow: £272/mo
Cash on cash: 7.2%
Score at this price: 54

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.25 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 4510049940Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1100/mo (range 1050-1150)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1100/mo (range 1050-1150)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 85 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £119,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£146,000

Rent Estimate (pcm)£1,100

Gross Yield9.10%

1y Growth+11.9%

3y Growth+0.2%

5y Growth+1.9%

10y Growth+3.1%

Last Sold Price£78,500 (2019-01-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE5 3XJ

Approval Rate

-12mo

Development

low

2024/1656/02/NMA
Non-Material Amendment: (amendment to increase the approved garage width from 2840 mm to 3075mm) to planning permission 2024/1656/01/HOU dated 02-06-2025 - Erection of single storey rear extension with double pitched roof, single storey flat roof extension to side and garage and porch to front.
Pending
2026/0949/01/DET
Siting of shipping container above existing container to provide office use (Class E) ancillary to existing Gym and installation of external metal stair case. (Retrospective).
Pending
2026/0932/01/ADV
Display of non-illuminated banner sign on free standing metal frame. (Retrospective).
Pending

View Planning Timeline

Ownership

Corporate Ownership58.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-01-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,144

Population Density6,350 /km²

Owner Occupied38%

Age Distribution

0-15 26%16-64 65%65+ 9%

View Area Profile

Schools Nearby

Kenton Bar Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kenton School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Newcastle Bridges School
0.4 mi
Outstanding
St Cuthberts Catholic Primary School, Kenton
0.4 mi
Inspected as St Cuthbert's Catholic Primary School (URN 108506) on 25 Sep 2018

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

51 Whitgrave Road
-
£200k
-
27 Whitgrave Road
-
£147k
-
45 Whitgrave Road
-
£155k
-
37 Whitgrave Road
-
£163k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN