12 Shortridge Terrace, Newcastle upon Tyne, NE2 2JE

UPRN:4510071790Purpose Built Flat2 bedsBuilt 1900-1929

Shared ownershipCouncil Tax: Band BEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

12 Shortridge Terrace, Newcastle upon Tyne, NE2 2JE

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£200,000

£190k - £210kHigh

Estimate

£200k

Range

£190k – £210k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

7.79%

Verdict

Derived from HomePortfolio scores

12 Shortridge Terrace earns an INVESTIGATE rating with HP Score 81/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

86/ 100

Excellent

Transit & Bike

Transit 18Bike 69

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +7.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 4510071790· as of 10 Oct 2026
Rental economics21.2/40
gross yield 7.8%; range width penalty ×0.95
- valuation_snapshotsrent estimate 1200/mo (range 1100-1250)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -28/mo, -2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 190 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
221 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£138,500£212,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£184,950

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £57,985
Net cash flow: £207/mo
Cash on cash: 4.3%
Score at this price: 36

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.92 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 4510071790Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 1200/mo (range 1100-1250)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1200/mo (range 1100-1250)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 190 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£200,000

Rent Estimate (pcm)£1,200

Gross Yield7.79%

1y Growth-

3y Growth-3.2%

5y Growth+0.6%

10y Growth+0.6%

Last Sold Price£129,950 (2008-12-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NE2 2JE

Approval Rate

-12mo

Development

low

2026/1083/01/TPO
TPO Application: London Plane (T1 on Sketch Plan) - 2m crown reduction and 10% Thin of canopy, Cherry (T2 on Sketch Plan) - crown raise canopy to 4m and 10% Thin of the canopy, Holly (T3 on Sketch Plan) - 2m crown reduction, Birch (T4 on Sketch Plan) - 1.5m Reduction of canopy TPO (1971/002)
Pending
2026/1069/01/TPO
TPO Application: Sycamore (T1) - prune back to boundary to provide sufficient clearance of 3m from the property, Yew (T2) -prune back to boundary to provide sufficient clearance of 3m from the property, Sycamore (T3) - prune back to boundary to provide sufficient clearance of 3m from the property. (TPO 1991/011)
Pending
2026/1023/01/TCA
Trees in a Conservation Area Notification: Beech (1 on Sketch Plan) - Reduce the crown back to previous pruning points, reducing crown by 3m and thin canopy by 10%.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.5%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeShared ownership
Last Ownership Change2008-12-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,144

Population Density10,759 /km²

Owner Occupied35%

Age Distribution

0-15 7%16-64 86%65+ 7%

View Area Profile

Schools Nearby

St Catherine's Catholic Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Newcastle High School for Girls GDST
0.5 mi
Inspected by ISI
West Jesmond Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Newcastle Preparatory School
0.5 mi
Inspected by ISI

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Shortridge Terrace
-
£258k
-
33 Shortridge Terrace
-
£258k
-
22 Shortridge Terrace
-
£172k
-
19 Shortridge Terrace
-
£205k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN