1 Oakfield Terrace, Gosforth, Newcastle upon Tyne, NE3 4RQ

UPRN:4510074574Semi-Detached Bungalow3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

1 Oakfield Terrace, Gosforth, Newcastle upon Tyne, NE3 4RQ

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£359,000

£341k - £377kHigh

Estimate

£359k

Range

£341k – £377k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

6.17%

Verdict

Derived from HomePortfolio scores

1 Oakfield Terrace earns an INVESTIGATE rating with HP Score 82/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 19Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £65/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£359,000

Rent Estimate (pcm)£1,800

Gross Yield6.17%

1y Growth+62.8%

3y Growth+5.0%

5y Growth+3.4%

10y Growth+2.5%

Last Sold Price£165,000 (2007-12-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE3 4RQ

Approval Rate

-12mo

Development

low

2026/1071/01/TCA
Trees in a Conservation Area Notification: Whitebeam (T1 on Sketch Plan) – Fell, Holly ( T2 on Sketch Plan) - Pollard at 7ft to reform crown at a manageable height, Cherry (T3 on Sketch Plan) - reduce crown by 1.5m to maintain shape
Pending
2026/1065/01/TCA
Trees in a Conservation Area Notification: Poplar (T1 on Sketch Plan) - Pollard at 8ft to minimise overhang, Willow (T2 on Sketch Plan) - Fell
Pending
2026/1072/01/TCA
Trees in a conservation area notification: Mixed Species Hedge (H1) Predominantly Laurel with 1no. Holly and 1no. Forsythia to Remove.
Pending

View Planning Timeline

Ownership

Corporate Ownership53.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-12-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,144

Population Density6,842 /km²

Owner Occupied74%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

Westfield School
0.3 mi
Inspected by ISI
The Newcastle School
0.4 mi
Inspected by ISI
Wyndham Primary School
0.4 mi
-
Archibald First School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Oakfield Terrace
-
£289k
-
10 Oakfield Terrace
-
£340k
-
24 Oakfield Terrace
-
£395k
-
31 Oakfield Terrace
-
£434k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN