Apartment 1, Saint Anns Quay, 118 Quayside, Newcastle upon Tyne, NE1 3BB

UPRN:4510716883Purpose Built Flat2 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band DEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Apartment 1, Saint Anns Quay, 118 Quayside, Newcastle upon Tyne, NE1 3BB

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£215,000

£193k - £236kMedium

Estimate

£215k

Range

£193k – £236k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

9.60%

Verdict

Derived from HomePortfolio scores

Apartment 1 earns an INVESTIGATE rating with HP Score 70/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

60/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 44Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 6 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +7.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 4510716883· as of 9 Oct 2026
Rental economics36.8/40
gross yield 9.6%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1600/mo (range 1550-1650)· as of 9 Oct 2026· verify before relying on this
Stress margin12.6/30
stressed cash flow +202/mo, +13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity12.8/15
79 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £180,000

£150,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,550-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £433/mo
Cash on cash: 8.3%
Score at this price: 62

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 4510716883Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1600/mo (range 1550-1650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1550-1650)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £180,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£215,000

Rent Estimate (pcm)£1,600

Gross Yield9.60%

1y Growth-

3y Growth+1.7%

5y Growth-0.6%

10y Growth+4.1%

Last Sold Price£219,800 (2004-11-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE1 3BB

Approval Rate

-12mo

Development

low

DC/26/00656/FUL
Continued use of temporary car park on site of former Ciborio Ltd (renewal of temporary permission DC/23/00505/COU) until 14/10/2029
Conditions
DC/26/00590/FUL
Change of use from refurbished workshops (Use Class B2) to gym (Use Class E).
Pending
DC/26/00528/FUL
Change of use from offices to residential with retention of ground floor retail unit, extension to ground floor and second floor, replacement windows, external insulation with render finish and insultation of roof with new flat roof covering.
Pending

View Planning Timeline

Ownership

Corporate Ownership26.7%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2004-11-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,144

Population Density-

Owner Occupied28%

Age Distribution

0-15 9%16-64 82%65+ 9%

View Area Profile

Schools Nearby

Christ Church CofE Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gateshead College
0.3 mi
-
University of Northumbria At Newcastle
0.5 mi
-
Hotspur Primary School
0.6 mi
Good

0 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

St. Anns Quay, 126 Quayside
-
£175k
-
St. Anns Quay, 118 Quayside
-
£315k
-
St. Anns Quay, 126 Quayside
-
£575k
-
St. Anns Quay, 118 Quayside
-
£145k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN