20 Southside Gardens, Sunderland, SR4 0NP

UPRN:45142906Detached House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band CEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

20 Southside Gardens, Sunderland, SR4 0NP

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£244,000

£232k - £257kHigh

Estimate

£244k

Range

£232k – £257k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

8.66%

Verdict

Derived from HomePortfolio scores

20 Southside Gardens earns an INVESTIGATE rating with HP Score 77/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

77/ 100

High

Crime Score

12/ 100

Low

Walkability

44/ 100

Mixed

Transit & Bike

Transit 20Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£242,500

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,700-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £76,400
Net cash flow: £393/mo
Cash on cash: 6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.14 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£244,000

Rent Estimate (pcm)£1,750

Gross Yield8.66%

1y Growth+11.5%

3y Growth+3.9%

5y Growth+3.7%

10y Growth+2.3%

Last Sold Price£136,800 (2014-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SR4 0NP

Approval Rate

-12mo

Development

low

26/01850/ADV
Installation of new signage including 2no LED downlighters, 3no fascia signs, 2no dealership built up letter signs, 1no Totem, 3no monolith and 1no vinyl display. (Retrospective)
Approved
26/01838/FUL
Installation of MOT bay in an existing dealership's workshop (Retrospective)
Approved
26/01711/LBC
Removal of the full chime of 8 church bells from the tower of St Mary's Church (additional information received 09/09/2026)
Approved

View Planning Timeline

Ownership

Corporate Ownership81.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,989

Population Density-

Owner Occupied74%

Age Distribution

0-15 15%16-64 63%65+ 22%

View Area Profile

Schools Nearby

South Hylton Primary Academy
0.1 mi
Report card2025
Ofsted no longer awards a single overall grade.
St Anne's Roman Catholic Voluntary Aided Primary School
0.5 mi
Good
Pennywell Early Years Centre
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Academy 360
0.5 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Southside Gardens
-
£182k
-
32 Southside Gardens
-
£227k
-
16 Southside Gardens
-
£230k
-
27 Southside Gardens
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN