Holly House, Offerton Lane, Sunderland, SR4 9JL

UPRN:45150818Detached House5 bedsBuilt 2007 onwards

FreeholdCouncil Tax: Band FEPC: E (52)

Data freshness:Price Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Holly House, Offerton Lane, Sunderland, SR4 9JL

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£564,000

£536k - £593kHigh

Estimate

£564k

Range

£536k – £593k

Rent Estimate (pcm)

£3,550

£3k - £4k

Monthly

£3,550

Yield

8.52%

Verdict

Derived from HomePortfolio scores

Holly House earns an INVESTIGATE rating with HP Score 64/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

5/ 100

Low

Transit & Bike

Transit 5Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 30 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +11.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 45150818· as of 9 Oct 2026
Rental economics26.7/40
gross yield 8.5%; range width penalty ×0.95
- valuation_snapshotsrent estimate 3550/mo (range 3350-3800)· as of 9 Oct 2026· verify before relying on this
Stress margin10.4/30
stressed cash flow +370/mo, +10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 349 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
446 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £425,000

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£499,950

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,350-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £166,283
Net cash flow: £770/mo
Cash on cash: 5.6%
Score at this price: 52

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.10 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 45150818Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 3550/mo (range 3350-3800)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 3550/mo (range 3350-3800)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 349 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £425,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£564,000

Rent Estimate (pcm)£3,550

Gross Yield8.52%

1y Growth-2.9%

3y Growth+3.9%

5y Growth+3.7%

10y Growth+2.3%

Last Sold Price£515,000 (2024-06-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SR4 9JL

Approval Rate

-12mo

Development

low

26/02273/VAR
Variation of condition 5 (Hours of opening) attached to planning application 16/01388/VAR to allow the change in opening hours between 07.00 and 05.00 seven days a week
Pending
26/01055/FUL
Proposed construction of padel facility with associated parking
Pending
26/00675/ADV
Erection of a 7.6m totem sign
Approved

View Planning Timeline

Ownership

Corporate Ownership81.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-06-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,989

Population Density208 /km²

Owner Occupied72%

Age Distribution

0-15 13%16-64 63%65+ 24%

View Area Profile

Schools Nearby

Grindon Infant School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Academy 360
0.9 mi
Good
Pennywell Early Years Centre
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
South Hylton Primary Academy
1.0 mi
Report card2025
Ofsted no longer awards a single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Granaries Offerton
-
£438k
-
Ivy House Offerton
-
£515k
-
The Granaries Offerton
-
£428k
-
Holly House Offerton
-
£515k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN