First Floor Flat 14, All Saints House Block A, Portobello Lane, Sunderland, SR6 0DN

UPRN:45156237Flat/MaisonetteBeds -Built 1996-2002

Tenure: -Council Tax: -EPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

First Floor Flat 14, All Saints House Block A, Portobello Lane, Sunderland, SR6 0DN

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£33,000

£29k - £36kMedium

Estimate

£33k

Range

£29k – £36k

Rent Estimate (pcm)

£150

£100 - £150

Monthly

£150

Yield

2.00%

Verdict

Derived from HomePortfolio scores

First Floor Flat 14 earns an INVESTIGATE rating with HP Score 80/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

81/ 100

High

Transit & Bike

Transit 65Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-0.6/15
claims [AVM -172.7% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 28 Oct 2026
- valuation_snapshotsestimate for 45156237· as of 28 Oct 2026
Rental economics0/40
gross yield 2.0%; range width penalty ×0.53
- valuation_snapshotsrent estimate 150/mo (range 100-150)· as of 28 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -399/mo, -266% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.6/15
295 sales/12mo in area; valuation range width 21%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£67,500£103,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£150/mo

Evidenced range £100-£150

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: -£200/mo
Cash on cash: -8.5%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.49 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 45156237Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 150/mo (range 100-150)Rental economics · as of 28 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 150/mo (range 100-150)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£33,000

Rent Estimate (pcm)£150

Gross Yield2.00%

1y Growth-1.6%

3y Growth+0.9%

5y Growth-0.5%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SR6 0DN

Approval Rate

-12mo

Development

low

26/02260/FUL
Erection of 2M open-mesh metal perimeter fencing and access gates, portable site office and storage container.
Pending
26/02223/DIS
Discharge of condition 3 (pre-occupation: fixed external plant) attached to planning application 23/01267/FUL
Pending
26/02224/DIS
Discharge of condition 3 (fixed plant equipment) attached to planning application 22/00316/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership72.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,989

Population Density-

Owner Occupied66%

Age Distribution

0-15 12%16-64 67%65+ 21%

View Area Profile

Schools Nearby

Dame Dorothy Primary School
0.3 mi
Inspected as Dame Dorothy Primary School (URN 108776) on 10 Feb 2022
Redby Academy
0.3 mi
Good
Beacon of Light School
0.3 mi
Good
Grange Park Primary School
0.3 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

All Saints House Portobello Lane
-
£27k
-
All Saints House Portobello Lane
-
£31k
-
All Saints House Portobello Lane
-
£27k
-
All Saints House Portobello Lane
-
£30k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN