Diggers Cottage, 47 The Rock, The Rock, Telford, TF3 5BH

UPRN:452015132Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Diggers Cottage, 47 The Rock, The Rock, Telford, TF3 5BH

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£489,000

£391k - £587kLow

Estimate

£489k

Range

£391k – £587k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

3.97%

Verdict

Derived from HomePortfolio scores

Diggers Cottage earns an INVESTIGATE rating with HP Score 48/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

48/ 100

Mixed

Investment Score

57/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

34/ 100

Mixed

Transit & Bike

Transit 21Bike 49

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -48.6%, £/sqft -48.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 7.2%· as of 23 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.91
- valuation_snapshotsrent estimate 2400/mo (range 2250-2600)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,425/mo, -59% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 484 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity9.2/15
252 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£544,000£833,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£725,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,250-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £245,050
Net cash flow: -£785/mo
Cash on cash: -3.8%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 7.2%Valuation edge · as of 23 Oct 2026
valuation_snapshotsrent estimate 2400/mo (range 2250-2600)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2400/mo (range 2250-2600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 484 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£489,000

Rent Estimate (pcm)£2,400

Gross Yield3.97%

1y Growth-

3y Growth-1.5%

5y Growth+0.8%

10y Growth+3.7%

Last Sold Price£250,000 (2021-06-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TF3 5BH

Approval Rate

-12mo

Development

low

TWC/2026/0733
Erection of a single storey rear extension
Pending
TWC/2026/0720
Prior approval application for the erection of a single storey rear extension measuring 4.3m in length, 3.5m in height and 2.4m to eaves
Rejected
TWC/2026/0680
Proposed loft conversion following hip to gable roof extension and rear dormer extension
Pending

View Planning Timeline

Ownership

Corporate Ownership73.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,459

Population Density1,036 /km²

Owner Occupied83%

Age Distribution

0-15 19%16-64 68%65+ 13%

View Area Profile

Schools Nearby

The Linden Centre
0.1 mi
Good
Newdale Primary School & Nursery
0.2 mi
Outstanding
Meadows Primary School and Nursery
0.6 mi
Inspected as Meadows Primary School and Nursery (URN 134999) on 24 Nov 2021
Thomas Telford School
0.7 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

42 The Rock
-
£380k
-
39 The Rock
-
£250k
-
44 The Rock
-
£255k
-
47 The Rock
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN