Lucys Cottage, 64 Park Street, Madeley, Telford, TF7 5JY

UPRN:452016415Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: E (49)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Lucys Cottage, 64 Park Street, Madeley, Telford, TF7 5JY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£215,000

£204k - £225kHigh

Estimate

£215k

Range

£204k – £225k

Rent Estimate (pcm)

£1,550

£2k - £2k

Monthly

£1,550

Yield

7.44%

Verdict

Derived from HomePortfolio scores

Lucys Cottage earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

63/ 100

Moderate

Transit & Bike

Transit 21Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -16.3% (HIGH), sold-comps -2.0%, £/sqft -1.8%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 452016415· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 14.5%· as of 31 Oct 2026
Rental economics19.5/40
gross yield 7.4%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1550/mo (range 1500-1650)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -45/mo, -3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 34 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
169 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£187,500£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£249,950

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,500-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £78,785
Net cash flow: £229/mo
Cash on cash: 3.5%
Score at this price: 33

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.84 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 452016415Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 14.5%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 1550/mo (range 1500-1650)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1550/mo (range 1500-1650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 34 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£215,000

Rent Estimate (pcm)£1,550

Gross Yield7.44%

1y Growth-

3y Growth+2.3%

5y Growth+3.4%

10y Growth+2.3%

Last Sold Price£138,000 (2018-03-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1TF7 5JY

Approval Rate

-12mo

Development

low

TWC/2026/0790
Application under Section 191 for a certificate of lawfulness for an existing use of a house of multiple occupation for 5no. bedrooms with a maximum of 5no. occupants
Pending
TWC/2026/0762
Installation and display of 1no. internally illuminated totem sign, 1no. externally illuminated projecting sign, 2no. externally illuminated corex unit signs, 1no. externally illuminated fascia sign, 1no. externally illuminated directional sign and 1no. externally illuminated painted sign applied directly to the external elevation
Pending
TWC/2026/0687
Erection of a single storey rear extension and increase of boundary fence height **AMENDED DESCRIPTION** **AMENDED PLANS RECEIVED**
Pending

View Planning Timeline

Ownership

Corporate Ownership85.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-03-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,459

Population Density3,271 /km²

Owner Occupied55%

Age Distribution

0-15 13%16-64 61%65+ 26%

View Area Profile

Schools Nearby

Madeley Nursery School
0.2 mi
Outstanding
John Fletcher of Madeley Primary School
0.3 mi
Good
Woodlands Primary School and Nursery
0.5 mi
Inspected as Woodlands Primary School (URN 135031) on 14 Mar 2023
Haberdashers' Abraham Darby
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

62A Park Street
-
£180k
-
61 Park Street
-
£175k
-
62 Park Street
-
£217k
-
76 Park Street
-
£180k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN