Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-10-30T04:00:05.286047+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T13:55:36.636153+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:37:35.325546+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-09-06T16:32:37.982054+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
76
/ 100
Strong
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
20 of 21 sources
Sale Estimate
£290,000
£261k - £319kMedium
Estimate
£290k
Range
£261k – £319k
Rent Estimate (pcm)
£1,650
£2k - £2k
Monthly
£1,650
Yield
11.00%
Verdict
Derived from HomePortfolio scores
183 Charlemont Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Change of use to HMO (Use Class C4) with associated waste/cycle storage.
Pending
26/02186/CLE
Application for a lawful development certificate existing for loft conversion with a rear dormer incorporating two rooflights to the front roof plane.
Pending
26/02118/PREHH
Prior notification application for the construction of a single-storey ground floor rear extension. The details submitted are as follows: The proposed extension will extend beyond the rear wall by 6.00m The maximum height of the proposed extension from the natural ground level is 3.20m The height at eaves level of the proposed extension measured from the natural ground level is 3.00m
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
71
Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 38% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +37.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 46013402· as of 9 Oct 2026
Rental economics38.3/40
gross yield 11.0%; range width penalty ×0.96; the estimate this rent rides on sits 38% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1650/mo (range 1550-1750)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 38% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin19.6/30
stressed cash flow +323/mo, +20% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 316 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
290 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £184,500
£148,500£207,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£180,000
At the asking price
£1,650/mo
Evidenced range £1,550-£1,750
5.4%
75%
Cash required
£56,400
Net cash flow
£535/mo
Cash on cash
11.4%
Score at this price
71
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 46013402Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1650/mo (range 1550-1750)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 38% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this