38 Warwick Road, London, E15 4LA

UPRN:46078766Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (69)

Data freshness:Price Paid· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£750,000

£713k - £788kHigh

Estimate

£750k

Range

£713k – £788k

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

5.84%

Verdict

Derived from HomePortfolio scores

38 Warwick Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

59/ 100

Elevated

Walkability

79/ 100

High

Transit & Bike

Transit 32Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,350-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£4/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£750,000

Rent Estimate (pcm)£3,650

Gross Yield5.84%

1y Growth-

3y Growth-0.4%

5y Growth-0.8%

10y Growth+1.9%

Last Sold Price£499,000 (2020-04-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1E15 4LA

Approval Rate

100%12mo

Development

low

26/02259/HH
Erection of part first floor rear extension.
Pending
26/02240/AOD
Approval of details pursuant to Condition 4 (Materials Requiring Subsequent Approval) attached to Planning Consent 24/00591/FUL dated 15th May 2026.
Pending
26/01950/FUL
(Retrospective) Change of use to supported living accommodation (Use Class C3(b))
Pending

View Planning Timeline