4 Cromwell Terrace, North Shields, NE29 0PA

UPRN:47026958Converted Flat2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

4 Cromwell Terrace, North Shields, NE29 0PA

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£134,000

£128k - £141kHigh

Estimate

£134k

Range

£128k – £141k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

8.44%

Verdict

Derived from HomePortfolio scores

4 Cromwell Terrace earns an INVESTIGATE rating with HP Score 77/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 33Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: £202/mo
Cash on cash: 5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£134,000

Rent Estimate (pcm)£950

Gross Yield8.44%

1y Growth-

3y Growth+1.8%

5y Growth+5.1%

10y Growth+3.9%

Last Sold Price£92,000 (2007-04-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE29 0PA

Approval Rate

-12mo

Development

low

26/01502/FUL
Retrospective application for siting an InPost Parcel Locker
Pending
26/01485/FUL
Change of use from retail to 2 bedroom apartment with associated alterations to shop front and parking
Pending
26/01482/FULH
Two storey extension to side with pitched canopy roof
Pending

View Planning Timeline

Ownership

Corporate Ownership56.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-04-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,106

Population Density-

Owner Occupied69%

Age Distribution

0-15 14%16-64 67%65+ 19%

View Area Profile

Schools Nearby

Spring Gardens Primary School
0.2 mi
Inspected as Spring Gardens Primary School (URN 108574) on 8 Dec 2021
Christ Church CofE Primary School
0.4 mi
Good
St Cuthbert's Catholic Primary School, North Shields
0.5 mi
Inspected as St Cuthberts Roman Catholic Primary School Aided (URN 108616) on 23 Oct 2018
King Edward Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Cromwell Terrace
-
£160k
-
20 Cromwell Terrace
-
£135k
-
2 Cromwell Terrace
-
£118k
-
3 Cromwell Terrace
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN