3 Edwards Road, Whitley Bay, NE26 2BH

UPRN:47031444Terrace Property6 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: E (40)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£438,000

£416k - £460kHigh

Estimate

£438k

Range

£416k – £460k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

7.88%

Verdict

Derived from HomePortfolio scores

3 Edwards Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

71/ 100

High

Crime Score

16/ 100

Moderate

Walkability

84/ 100

High

Transit & Bike

Transit 40Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£335,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £108,550
Net cash flow: £392/mo
Cash on cash: 4.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.95 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£438,000

Rent Estimate (pcm)£2,200

Gross Yield7.88%

1y Growth-

3y Growth+6.3%

5y Growth+4.5%

10y Growth+4.8%

Last Sold Price£168,000 (2003-09-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1NE26 2BH

Approval Rate

100%12mo

Development

low

26/01409/FUL
Variation of condition 4 of planning approval 25/01646/FULH. Amend the approved material from tile to shiplap boarding (colour grey preferred, tile red as a fallback)
Pending
26/01408/COND
Discharge of condition 4 of planning approval 26/00112/FUL
Pending
26/01411/TPO
A1 - Prune all the overhanging branches of the trees back to our rear fence line. Marden Bridge Middle School Whitley Bay TPO 2009
Pending

View Planning Timeline

Ownership

Corporate Ownership58.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-09-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,106

Population Density6,818 /km²

Owner Occupied68%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Rockcliffe First School
0.2 mi
Good
Marden Bridge Middle School
0.4 mi
-
Marine Park First School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Cullercoats Primary School
0.6 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Edwards Road
-
£570k
-
15A Edwards Road
-
£184k
-
33A Edwards Road
-
£300k
-
23 Edwards Road
-
£470k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN