45 Rowanberry Road, Newcastle upon Tyne, NE12 8JE

UPRN:47077485Purpose Built Flat2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band AEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

45 Rowanberry Road, Newcastle upon Tyne, NE12 8JE

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£89,000

£84k - £93kHigh

Estimate

£89k

Range

£84k – £93k

Rent Estimate (pcm)

£650

£600 - £650

Monthly

£650

Yield

8.91%

Verdict

Derived from HomePortfolio scores

45 Rowanberry Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

74/ 100

High

Crime Score

13/ 100

Low

Walkability

70/ 100

High

Transit & Bike

Transit 51Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£87,500

At the asking price

Monthly rent£650/mo

Evidenced range £600-£650

Interest rate5.4%

Loan to value75%

Cash required: £27,550
Net cash flow: £155/mo
Cash on cash: 6.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.20 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£89,000

Rent Estimate (pcm)£650

Gross Yield8.91%

1y Growth-

3y Growth+3.3%

5y Growth+2.5%

10y Growth+2.5%

Last Sold Price£70,000 (2016-08-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE12 8JE

Approval Rate

-12mo

Development

low

26/01460/FUL
Conversion of existing former council care facility into two dwellings and installation of solar PV array
Pending
26/01424/PIP
Proposed development of one dwelling on land adjacent to 2 Balliol College Farm Cottages
Pending
26/01369/COND
Discharge of condition 4 (noise scheme as per wording of condition 4 agreed under 26/01117/AMEND) , 5 (acoustic testing), and 6 (odour suppression) of planning approval 26/00159/FUL
Pending

View Planning Timeline