87 St Marys Avenue, Whitley Bay, NE26 3TS

UPRN:47079638Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

87 St Marys Avenue, Whitley Bay, NE26 3TS

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£629,000

£566k - £692kMedium

Estimate

£629k

Range

£566k – £692k

Rent Estimate (pcm)

£3,150

£3k - £3k

Monthly

£3,150

Yield

5.04%

Verdict

Derived from HomePortfolio scores

87 St Marys Avenue earns an INVESTIGATE rating with HP Score 82/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 19Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,900-£3,350

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£350/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£629,000

Rent Estimate (pcm)£3,150

Gross Yield5.04%

1y Growth-

3y Growth+6.3%

5y Growth+4.5%

10y Growth+4.8%

Last Sold Price£284,950 (2009-10-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE26 3TS

Approval Rate

-12mo

Development

low

26/01431/FULH
Construction of second floor extension and changes to external materials
Pending
26/01384/ECREG5
Removal of 3 no. existing antennas, and installation of 3 no. new antennas and ancillary development thereto
Pending
26/01355/FULH
Replacement of existing flat roof with a pitched roof, rear dormer and 5 No. roof windows to front, changes to external materials
Pending

View Planning Timeline

Ownership

Corporate Ownership58.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-10-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,106

Population Density3,668 /km²

Owner Occupied93%

Age Distribution

0-15 22%16-64 55%65+ 23%

View Area Profile

Schools Nearby

Whitley Lodge First School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Coquet Park First School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Whitley Bay High School
0.4 mi
Outstanding
Southridge First School
0.4 mi
Good

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

100 St Marys Avenue
-
£600k
-
89 St Marys Avenue
-
£710k
-
88 St Marys Avenue
-
£390k
-
98 St Marys Avenue
-
£750k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN