56 Whitley Road, Whitley Bay, NE26 2NF

UPRN:47097399Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: E (49)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£361,000

£343k - £379kHigh

Estimate

£361k

Range

£343k – £379k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

13.94%

Verdict

Derived from HomePortfolio scores

56 Whitley Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

48/ 100

Mixed

Transit & Bike

Transit 40Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£155,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,700-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £48,400
Net cash flow: £723/mo
Cash on cash: 17.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£361,000

Rent Estimate (pcm)£1,800

Gross Yield13.94%

1y Growth-

3y Growth+6.3%

5y Growth+4.5%

10y Growth+4.8%

Last Sold Price£271,000 (2023-02-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NE26 2NF

Approval Rate

-12mo

Development

low

26/01518/FUL
Proposed change of use with alterations /conversions from night club /wine bar to 6no residential flats with associated car parking
Pending
26/01461/FULH
Demolition of existing conservatory and construction of new sunroom
Pending
26/01441/FULH
First floor extension above garage, loft conversion with dormer and single storey flat roof rear extension with 3no. rooflights to front. Widening of existing drive
Pending

View Planning Timeline

Ownership

Corporate Ownership58.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-02-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,106

Population Density9,121 /km²

Owner Occupied68%

Age Distribution

0-15 19%16-64 66%65+ 15%

View Area Profile

Schools Nearby

Rockcliffe First School
0.2 mi
Good
Marden Bridge Middle School
0.5 mi
-
Cullercoats Primary School
0.5 mi
Good
Marine Park First School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

42 Whitley Road
-
£375k
-
46B Whitley Road
-
£196k
-
30 Whitley Road
-
£113k
-
56 Whitley Road
-
£271k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN