20 Caernarvon Close, Mitcham, CR4 1XD

UPRN:48010621Mid Terrace House1 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band AEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£267,000

£240k - £293kMedium

Estimate

£267k

Range

£240k – £293k

Rent Estimate (pcm)

£900

£800 - £1k

Monthly

£900

Yield

5.84%

Verdict

Derived from HomePortfolio scores

20 Caernarvon Close earns an INVESTIGATE rating with HP Score 71/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

66/ 100

Moderate

Transit & Bike

Transit 42Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£900/mo

Evidenced range £800-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: -£1/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£267,000

Rent Estimate (pcm)£900

Gross Yield5.84%

1y Growth-

3y Growth+1.2%

5y Growth+0.5%

10y Growth+2.4%

Last Sold Price£86,000 (2006-10-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CR4 1XD

Approval Rate

-12mo

Development

low

26/02878/LP
Rear dormer to main roof pitch.
Pending
26/02869/LP
Proposed single storey rear extension and rear roof dormer.
Pending
26/02855/GPDO
Erection of a single storey rear extension which projects out from the rear of the original property by 4 metres, with an eaves height of 2.7 metres and a maximum height of 3.640 metres
Pending

View Planning Timeline

Ownership

Corporate Ownership65.9%
Overseas OwnershipNo
Lease Term Remaining86 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-10-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density5,840 /km²

Owner Occupied63%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

William Morris Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Harris Academy Merton
0.1 mi
Outstanding
Harris Primary Academy Merton
0.2 mi
Outstanding
The Sherwood School
0.5 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

36 Caernarvon Close
-
£385k
-
7 Caernarvon Close
-
£300k
-
22 Caernarvon Close
-
£400k
-
54 Caernarvon Close
-
£375k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN