51 Copse Hill, London, SW20 0NJ

UPRN:48018041Detached House6 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: E (53)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£2,532,000

£2.40M - £2.66MHigh

Estimate

£2.53M

Range

£2.40M – £2.66M

Rent Estimate (pcm)

£10,600

£10k - £12k

Monthly

£10,600

Yield

5.09%

Verdict

Derived from HomePortfolio scores

51 Copse Hill earns an INVESTIGATE rating with HP Score 70/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 13Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,500,000

At the asking price

Monthly rent£10,600/mo

Evidenced range £9,700-£11,550

Interest rate5.4%

Loan to value75%

Cash required: £965,050
Net cash flow: -£1,099/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,532,000

Rent Estimate (pcm)£10,600

Gross Yield5.09%

1y Growth-

3y Growth+1.4%

5y Growth-0.8%

10y Growth+1.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW20 0NJ

Approval Rate

-12mo

Development

low

26/02126/CPU
Installation of 8nos. Electric Vehicle Charging Bays and Substation Works include the installation of EV charging posts, a substation, associated electrical works and cabling, as well as improved paving and line marking. All works are located within the existing car park.
Pending
26/01969/TCA
x1 Ash tree - Crown reduce by approximately 3m x1 Goat Willow - Pollard to previous points. Approximately 4m x1 Ash tree - Crown reduce by approximately 3m
Approved
26/01918/TPO
T1&T2 = 2x Oaks - 2m Crown reductions.
Pending

View Planning Timeline