31 Cottenham Park Road, London, SW20 0RX

UPRN:48018199Detached House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band HEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

31 Cottenham Park Road, London, SW20 0RX

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£3,458,000

£3.29M - £3.63MHigh

Estimate

£3.46M

Range

£3.29M – £3.63M

Rent Estimate (pcm)

£14,500

£13k - £16k

Monthly

£14,500

Yield

5.80%

Verdict

Derived from HomePortfolio scores

31 Cottenham Park Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

56/ 100

Moderate

Transit & Bike

Transit 25Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,000,000

At the asking price

Monthly rent£14,500/mo

Evidenced range £13,250-£15,700

Interest rate5.4%

Loan to value75%

Cash required: £1,175,050
Net cash flow: -£87/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,458,000

Rent Estimate (pcm)£14,500

Gross Yield5.80%

1y Growth-

3y Growth+1.4%

5y Growth-0.8%

10y Growth+1.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW20 0RX

Approval Rate

-12mo

Development

low

26/TCA/1234
REMOVE DEAD LIMB FROM OAK TREE
Pending
26/PAHE/1248
APPLICATION FOR PRIOR APPROVAL IN RESPECT OF THE PROPOSED ERECTION OF A SINGLE STOREY REAR EXTENSION WITH A DEPTH OF 4.5M, MAXIMUM HEIGHT OF 4M AND EAVES HEIGHT OF 3M.
Pending
26/LBCAE/1168
LISTED BUILDING CONSENT FOR THE INSTALLATION OF AIR CONDITIONING CONDENSER UNITS AND AN ASSOCIATED ACOUSTIC ENCLOSURE ON THE FLAT ROOF OF THE APPROVED SINGLE-STOREY REAR EXTENSION. THE EQUIPMENT WILL BE POSITIONED IN A DISCREET LOCATION AWAY FROM THE PRINCIPAL ELEVATIONS OF THE GRADE II LISTED BUILDING AND SCREENED TO MINIMISE VISIBILITY FROM SURROUNDING VIEWPOINTS.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density6,719 /km²

Owner Occupied66%

Age Distribution

0-15 19%16-64 60%65+ 21%

View Area Profile

Schools Nearby

Hollymount School
0.2 mi
Good
Norwegian School in London
0.3 mi
Outstanding
The Norwegian Kindergarten In London
0.3 mi
Good
Ursuline High School Wimbledon
0.4 mi
Inspected as Ursuline High School Wimbledon (URN 102683) on 12 Oct 2021

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Cottenham Park Road
-
£1.72M
-
1 Cottenham Park Road
-
£1.91M
-
27 Cottenham Park Road
-
£2.46M
-
3 Cottenham Park Road
-
£2.93M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN