2 Elm Close, London, SW20 9HX

UPRN:48025004End Terrace House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£945,000

£898k - £992kHigh

Estimate

£945k

Range

£898k – £992k

Rent Estimate (pcm)

£4,100

£4k - £5k

Monthly

£4,100

Yield

5.18%

Verdict

Derived from HomePortfolio scores

2 Elm Close earns an INVESTIGATE rating with HP Score 77/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 28Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£4,100/mo

Evidenced range £3,750-£4,500

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£368/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£945,000

Rent Estimate (pcm)£4,100

Gross Yield5.18%

1y Growth-

3y Growth+1.4%

5y Growth-0.8%

10y Growth+1.8%

Last Sold Price£840,000 (2022-05-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW20 9HX

Approval Rate

-12mo

Development

low

26/PAHE/1248
APPLICATION FOR PRIOR APPROVAL IN RESPECT OF THE PROPOSED ERECTION OF A SINGLE STOREY REAR EXTENSION WITH A DEPTH OF 4.5M, MAXIMUM HEIGHT OF 4M AND EAVES HEIGHT OF 3M.
Pending
26/PAHE/1242
APPLICATION FOR PRIOR APPROVAL IN RESPECT OF THE PROPOSED ERECTION OF A SINGLE STOREY REAR EXTENSION WITH A DEPTH OF 6M, MAXIMUM HEIGHT OF 3.5M AND EAVES HEIGHT OF 2.5M.
Pending
26/PAHE/1208
APPLICATION FOR PRIOR APPROVAL IN RESPECT OF THE PROPOSED ERECTION OF A SINGLE STOREY REAR EXTENSION WITH A DEPTH OF 6M, MAXIMUM HEIGHT OF 3M AND EAVES HEIGHT OF 3M.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-05-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density7,219 /km²

Owner Occupied78%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Raynes Park High School
0.4 mi
-
West Wimbledon Primary School
0.4 mi
Good
Sacred Heart Catholic Primary School
0.4 mi
Good
St John Fisher RC Primary School
0.5 mi
Inspected as St John Fisher RC Primary School (URN 102671) on 20 Apr 2023

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2A Elm Close
-
£150k
-
3 Elm Close
-
£612k
-
2 Elm Close
-
£840k
-
9 Elm Close
-
£331k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN