55 Melrose Avenue, Mitcham, CR4 2EH

UPRN:48048784Semi-Detached House1 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£537,000

£483k - £591kMedium

Estimate

£537k

Range

£483k – £591k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

10.80%

Verdict

Derived from HomePortfolio scores

55 Melrose Avenue earns an INVESTIGATE rating with HP Score 77/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 31Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,050-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £714/mo
Cash on cash: 10.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£537,000

Rent Estimate (pcm)£2,250

Gross Yield10.80%

1y Growth-

3y Growth+1.2%

5y Growth+0.5%

10y Growth+2.4%

Last Sold Price£95,250 (1997-11-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CR4 2EH

Approval Rate

100%12mo

Development

low

26/02849/FUL
Erection of a single-storey rear extension at ground floor level.
Pending
26/02701/LDCP
Certificate of Lawful Development (Proposed) with respect to erection of a single storey ground floor rear extension and installation of one side window.
Approved
2026/3240
Alterations including erection of single-storey rear/side extension
Pending

View Planning Timeline

Ownership

Corporate Ownership65.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-11-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density7,581 /km²

Owner Occupied69%

Age Distribution

0-15 18%16-64 68%65+ 14%

View Area Profile

Schools Nearby

Beecholme Primary School
0.2 mi
-
Links Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gorringe Park Primary School
0.3 mi
Good
Granton Primary School
0.4 mi
Outstanding

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

53 Melrose Avenue
-
£410k
-
25 Melrose Avenue
-
£705k
-
77 Melrose Avenue
-
£625k
-
3 Melrose Avenue
-
£625k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN