9 Palmerston Road, London, SW19 1PG

UPRN:48054897Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: E (54)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£964,000

£868k - £1.06MMedium

Estimate

£964k

Range

£868k – £1.06M

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

3.18%

Verdict

Derived from HomePortfolio scores

9 Palmerston Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

35/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 77Bike 71

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 4 bedrooms but the valuation snapshot describes 2 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge-0.6/15
claims [AVM -44.7% (MEDIUM), sold-comps -72.2%, £/sqft -72.3%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 48054897· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 7.5%· as of 1 Nov 2026
Rental economics0/40
gross yield 3.2%; range width penalty ×0.79
- valuation_snapshotsrent estimate 3700/mo (range 3300-4050)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,296/mo, -89% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 33 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
717 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,046,000£1,604,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,395,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,300-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £503,050
Net cash flow: -£2,147/mo
Cash on cash: -5.1%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.79 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 48054897Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 7.5%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 3700/mo (range 3300-4050)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3300-4050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 33 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£964,000

Rent Estimate (pcm)£3,700

Gross Yield3.18%

1y Growth-

3y Growth-1.6%

5y Growth-1.9%

10y Growth+0.8%

Last Sold Price£715,000 (2021-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2SW19 1PG

Approval Rate

-12mo

Development

low

26/DOC/1258
APPLICATION FOR DISCHARGE OF CONDITION 9 (FENESTRATION) ATTACHED TO LBM PLANNING PERMISSION 25/P2110 RELATING TO THE APPLICATION FOR ALTERATIONS AND EXTENSIONS AT THE BASEMENT, GROUND, FIRST AND SECOND FLOORS ; INSTALLATION OF NEW PLANT AT ROOF LEVEL, PROVISION OF EXTERNAL AMENITY TERRACE AT SECOND FLOOR LEVEL; AND ASSOCIATED LANDSCAPING AND WORKS.
Conditions
26/DOC/1206
APPLICATION FOR DISCHARGE OF CONDITION 8 (LANDSCAPING) ATTACHED TO LBM PLANNING PERMISSION 25/P1352 RELATING TO THE REPROFILING AND LANDSCAPE ALTERATIONS TO THE AREA KNOWN AS THE HILL AND HILL LAWN, INCLUDING DEMOLITION OF EXISTING STRUCTURES AND THE ERECTION OF A NEW PERGOLA, REPLACEMENT SECURITY HUT/TOILET BLOCK AND OTHER SUPPORTING STRUCTURES.
Pending
26/HOUSE/1185
ERECTION OF A SINGLE STOREY SIDE INFILL EXTENSION. EXTENSION OF THE EXISTING OUTRIGGER ROOF TO THE ORIGINAL REAR WALL, SET BACK 200MM FROM THE EAVES.
Pending

View Planning Timeline

Ownership

Corporate Ownership53.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density-

Owner Occupied49%

Age Distribution

0-15 16%16-64 76%65+ 8%

View Area Profile

Schools Nearby

St Mary's Catholic Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Pelham Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Holy Trinity CofE Primary School
0.3 mi
Outstanding
Willington School
0.4 mi
Inspected by ISI

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 Palmerston Road
-
£1.09M
-
73 Palmerston Road
-
£1.67M
-
47 Palmerston Road
-
£730k
-
33 Palmerston Road
-
£930k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN