7 Ridgway Gardens, London, SW19 4SZ

UPRN:48059955Detached House7 bedsBuilt -

FreeholdCouncil Tax: Band HEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£4,625,000

£4.16M - £5.09MMedium

Estimate

£4.63M

Range

£4.16M – £5.09M

Rent Estimate (pcm)

£18,150

£17k - £20k

Monthly

£18,150

Yield

5.12%

Verdict

Derived from HomePortfolio scores

7 Ridgway Gardens earns an INVESTIGATE rating with HP Score 81/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

77/ 100

High

Transit & Bike

Transit 28Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,250,000

At the asking price

Monthly rent£18,150/mo

Evidenced range £16,550-£19,800

Interest rate5.4%

Loan to value75%

Cash required: £1,700,050
Net cash flow: -£1,778/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£4,625,000

Rent Estimate (pcm)£18,150

Gross Yield5.12%

1y Growth-

3y Growth-1.6%

5y Growth-1.9%

10y Growth+0.8%

Last Sold Price£2,465,000 (2010-01-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SW19 4SZ

Approval Rate

100%12mo

Development

low

26/DOC/1258
APPLICATION FOR DISCHARGE OF CONDITION 9 (FENESTRATION) ATTACHED TO LBM PLANNING PERMISSION 25/P2110 RELATING TO THE APPLICATION FOR ALTERATIONS AND EXTENSIONS AT THE BASEMENT, GROUND, FIRST AND SECOND FLOORS ; INSTALLATION OF NEW PLANT AT ROOF LEVEL, PROVISION OF EXTERNAL AMENITY TERRACE AT SECOND FLOOR LEVEL; AND ASSOCIATED LANDSCAPING AND WORKS.
Conditions
26/TCA/1234
REMOVE DEAD LIMB FROM OAK TREE
Pending
26/TCA/1232
5 Day notice for - Rear garden: felling of x3 dead/declining Silver Birch tree to ground level.
Pending

View Planning Timeline