190 Seymour Avenue, Morden, SM4 4QZ

UPRN:48064111Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£587,000

£558k - £616kHigh

Estimate

£587k

Range

£558k – £616k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

6.16%

Verdict

Derived from HomePortfolio scores

190 Seymour Avenue earns an INVESTIGATE rating with HP Score 83/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

76/ 100

High

Transit & Bike

Transit 32Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,750-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: £102/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£587,000

Rent Estimate (pcm)£2,950

Gross Yield6.16%

1y Growth-

3y Growth+1.6%

5y Growth+1.7%

10y Growth+2.6%

Last Sold Price£450,000 (2018-01-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SM4 4QZ

Approval Rate

-12mo

Development

low

DM2026/01211
Provision of a first floor rear roof terrace with privacy screens.
Pending
CLC2026/00195
Application to clear condition 7 (construction logistics plan) of approved application DM2026/00547.
Pending
DM2026/01114
Erection of a single storey rear extension and provision of a raised rear patio and steps.
Pending

View Planning Timeline

Ownership

Corporate Ownership59%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-01-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density-

Owner Occupied92%

Age Distribution

0-15 16%16-64 65%65+ 19%

View Area Profile

Schools Nearby

Aragon Primary School
0.1 mi
-
Hatfeild Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St John Fisher RC Primary School
0.4 mi
Inspected as St John Fisher RC Primary School (URN 102671) on 20 Apr 2023
Green Lane Primary and Nursery School
0.6 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

204 Seymour Avenue
-
£505k
-
212 Seymour Avenue
-
£580k
-
200 Seymour Avenue
-
£435k
-
190 Seymour Avenue
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN