12 Springfield Avenue, London, SW20 9JX

UPRN:48066098Semi-Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,243,000

£1.18M - £1.31MHigh

Estimate

£1.24M

Range

£1.18M – £1.31M

Rent Estimate (pcm)

£5,400

£5k - £6k

Monthly

£5,400

Yield

5.18%

Verdict

Derived from HomePortfolio scores

12 Springfield Avenue earns an INVESTIGATE rating with HP Score 84/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

88/ 100

Excellent

Transit & Bike

Transit 38Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£5,400/mo

Evidenced range £4,900-£5,900

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£480/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,243,000

Rent Estimate (pcm)£5,400

Gross Yield5.18%

1y Growth-

3y Growth+1.4%

5y Growth-0.8%

10y Growth+1.8%

Last Sold Price£755,000 (2016-02-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW20 9JX

Approval Rate

-12mo

Development

low

26/PAHE/1302
APPLICATION FOR PRIOR APPROVAL IN RESPECT OF THE PROPOSED ERECTION OF A SINGLE STOREY REAR EXTENSION WITH A DEPTH OF 4.5M, MAXIMUM HEIGHT OF 3.8M AND EAVES HEIGHT OF 3M.
Pending
26/DOC/1289
DISCHARGE OF CONDITION 20 (WATER USAGE) OF PLANNING APPLICATION 23/P0326 FOR DEMOLITION OF THE EXISTING GARAGES AND OUTHOUSE ON THE SITE AND THE ERECTION OF A NEW SINGLE STOREY DWELLING HOUSE
Conditions
26/PAHE/1242
APPLICATION FOR PRIOR APPROVAL IN RESPECT OF THE PROPOSED ERECTION OF A SINGLE STOREY REAR EXTENSION WITH A DEPTH OF 6M, MAXIMUM HEIGHT OF 3.5M AND EAVES HEIGHT OF 2.5M.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-02-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density7,946 /km²

Owner Occupied63%

Age Distribution

0-15 20%16-64 66%65+ 14%

View Area Profile

Schools Nearby

Joseph Hood Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rutlish School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Wimbledon Chase Primary School
0.5 mi
Good
Wimbledon School of Art
0.5 mi
-

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Springfield Avenue
-
£770k
-
24 Springfield Avenue
-
£700k
-
48 Springfield Avenue
-
£750k
-
58 Springfield Avenue
-
£805k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN