12 Trevor Road, London, SW19 3PW

UPRN:48069596Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: C (73)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,077,000

£1.02M - £1.13MHigh

Estimate

£1.08M

Range

£1.02M – £1.13M

Rent Estimate (pcm)

£4,150

£4k - £5k

Monthly

£4,150

Yield

4.43%

Verdict

Derived from HomePortfolio scores

12 Trevor Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

77/ 100

High

Transit & Bike

Transit 40Bike 68

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -4.5% (HIGH), sold-comps -28.6%, £/sqft -28.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 48069596· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22%· as of 30 Oct 2026
Rental economics0/40
gross yield 4.4%; range width penalty ×0.77
- valuation_snapshotsrent estimate 4150/mo (range 3700-4600)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,826/mo, -44% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
717 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£844,000£1,294,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,125,000

At the asking price

Monthly rent£4,150/mo

Evidenced range £3,700-£4,600

Interest rate5.4%

Loan to value75%

Cash required: £395,050
Net cash flow: -£924/mo
Cash on cash: -2.8%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 48069596Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 4150/mo (range 3700-4600)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4150/mo (range 3700-4600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 47 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,077,000

Rent Estimate (pcm)£4,150

Gross Yield4.43%

1y Growth-12.4%

3y Growth-1.6%

5y Growth-1.9%

10y Growth+0.8%

Last Sold Price£818,000 (2015-10-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW19 3PW

Approval Rate

-12mo

Development

low

26/DOC/1258
APPLICATION FOR DISCHARGE OF CONDITION 9 (FENESTRATION) ATTACHED TO LBM PLANNING PERMISSION 25/P2110 RELATING TO THE APPLICATION FOR ALTERATIONS AND EXTENSIONS AT THE BASEMENT, GROUND, FIRST AND SECOND FLOORS ; INSTALLATION OF NEW PLANT AT ROOF LEVEL, PROVISION OF EXTERNAL AMENITY TERRACE AT SECOND FLOOR LEVEL; AND ASSOCIATED LANDSCAPING AND WORKS.
Conditions
26/TCA/1232
5 Day notice for - Rear garden: felling of x3 dead/declining Silver Birch tree to ground level.
Pending
26/DOC/1206
APPLICATION FOR DISCHARGE OF CONDITION 8 (LANDSCAPING) ATTACHED TO LBM PLANNING PERMISSION 25/P1352 RELATING TO THE REPROFILING AND LANDSCAPE ALTERATIONS TO THE AREA KNOWN AS THE HILL AND HILL LAWN, INCLUDING DEMOLITION OF EXISTING STRUCTURES AND THE ERECTION OF A NEW PERGOLA, REPLACEMENT SECURITY HUT/TOILET BLOCK AND OTHER SUPPORTING STRUCTURES.
Pending

View Planning Timeline