20 The Holt, London Road, Morden, SM4 5AP

UPRN:48101266Purpose Built Flat2 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band BEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

20 The Holt, London Road, Morden, SM4 5AP

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£247,000

£234k - £259kHigh

Estimate

£247k

Range

£234k – £259k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.12%

Verdict

Derived from HomePortfolio scores

20 The Holt earns an INVESTIGATE rating with HP Score 59/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

97/ 100

Elevated

Walkability

76/ 100

High

Transit & Bike

Transit 72Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£245,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £77,200
Net cash flow: £39/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£247,000

Rent Estimate (pcm)£1,250

Gross Yield6.12%

1y Growth+5.2%

3y Growth+1.6%

5y Growth+1.7%

10y Growth+2.6%

Last Sold Price£247,650 (2018-02-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SM4 5AP

Approval Rate

-12mo

Development

low

26/DOC/1289
DISCHARGE OF CONDITION 20 (WATER USAGE) OF PLANNING APPLICATION 23/P0326 FOR DEMOLITION OF THE EXISTING GARAGES AND OUTHOUSE ON THE SITE AND THE ERECTION OF A NEW SINGLE STOREY DWELLING HOUSE
Conditions
26/PAHE/1209
APPLICATION FOR PRIOR APPROVAL IN RESPECT OF THE PROPOSED ERECTION OF A SINGLE STOREY REAR EXTENSION WITH A DEPTH OF 6M, MAXIMUM HEIGHT OF 4M AND EAVES HEIGHT OF 3M.
Pending
26/HOUSE/1131
RETROSPECTIVE PERMISSION FOR A SINGLE STOREY REAR EXTENSION
Pending

View Planning Timeline

Ownership

Corporate Ownership59%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-02-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density5,719 /km²

Owner Occupied44%

Age Distribution

0-15 20%16-64 69%65+ 11%

View Area Profile

Schools Nearby

Poplar Primary School
0.2 mi
-
Perseid School
0.3 mi
-
Abbotsbury Primary School
0.4 mi
Good
Hillcross Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

44 The Holt
-
£275k
-
19 The Holt
-
£272k
-
23 The Holt
-
£260k
-
2 The Holt
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN