41A Mount Road, Mitcham, CR4 3EZ

UPRN:48108530Terraced4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£638,000

£510k - £765kLow

Estimate

£638k

Range

£510k – £765k

Rent Estimate (pcm)

£3,050

£3k - £3k

Monthly

£3,050

Yield

6.10%

Verdict

Derived from HomePortfolio scores

41A Mount Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

85/ 100

Excellent

Transit & Bike

Transit 38Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics8/40
gross yield 6.1%; range width penalty ×0.90
- valuation_snapshotsrent estimate 3050/mo (range 2800-3250)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -420/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
272 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,800-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: £87/mo
Cash on cash: 0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3050/mo (range 2800-3250)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3050/mo (range 2800-3250)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£638,000

Rent Estimate (pcm)£3,050

Gross Yield6.10%

1y Growth-

3y Growth+1.2%

5y Growth+0.5%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR4 3EZ

Approval Rate

-12mo

Development

low

26/REG5/1244
TELECOMS REG 5 APPLICATION FOR THE INSTALLATION OF 1 X REPLACEMENT TRIPOD TO ACCOMMODATE 2 X RELOCATED ANTENNA AND ANCILLARY RADIO EQUIPMENT ONTO PROPOSED PLINTHS AT EXISTING ROOFTOP SITE. ANCILLARY DEVELOPMENT THERETO.
Pending
26/PAHE/1197
APPLICATION FOR PRIOR APPROVAL IN RESPECT OF THE PROPOSED ERECTION OF A SINGLE STOREY REAR EXTENSION WITH A DEPTH OF 6M, MAXIMUM HEIGHT OF 3M AND EAVES HEIGHT OF 3M.
Pending
26/LDCP/1155
APPLICATION FOR A LAWFUL DEVELOPMENT CERTIFICATE IN RESPECT OF THE PROPOSED ERECTION OF A REAR DORMER ROOF EXTENSION AND 3 FRONT ROOFLIGHTS WITH JULIET BALCONY
Pending

View Planning Timeline

Ownership

Corporate Ownership65.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,507

Population Density-

Owner Occupied42%

Age Distribution

0-15 20%16-64 70%65+ 10%

View Area Profile

Schools Nearby

Haslemere Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Liberty Primary
0.3 mi
Good
Harris Academy Wimbledon
0.5 mi
Outstanding
Bond Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

67 Mount Road
-
£633k
-
39 Mount Road
-
£550k
-
13 Mount Road
-
£475k
-
1 Mount Road
-
£2.74M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN