4 Bro Celyn, Blaencelyn, Llandysul, SA44 6DN

UPRN:49036386Semi-Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band BEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

4 Bro Celyn, Blaencelyn, Llandysul, SA44 6DN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£195,000

£156k - £235kLow

Estimate

£195k

Range

£156k – £235k

Rent Estimate (pcm)

£600

£550 - £700

Monthly

£600

Yield

0.87%

Verdict

Derived from HomePortfolio scores

4 Bro Celyn earns an INVESTIGATE rating with HP Score 61/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 0.9%; range width penalty ×0.70
- valuation_snapshotsrent estimate 600/mo (range 550-700)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,169/mo, -528% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.1/15
104 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£825,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£700

Interest rate5.4%

Loan to value75%

Cash required: £280,050
Net cash flow: -£2,369/mo
Cash on cash: -10.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 600/mo (range 550-700)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-700)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£195,000

Rent Estimate (pcm)£600

Gross Yield0.87%

1y Growth-

3y Growth+0.6%

5y Growth+2.4%

10y Growth+4.7%

Last Sold Price£33,000 (1996-08-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA44 6DN

Approval Rate

-12mo

Development

low

A240456
Proposed erection of two storey extension to existing dwelling in place of existing defective conservatory to side, cladding of front porch and replacing existing flat roof to domestic detached garage with a new slated, pitched roof to afford storage over and all associated works.
Conditions
A240472
Proposed formation of a new/replacement agricultural field access & all associated works to include closing up of existing sub-standard field access
Conditions
A240476
Proposed erection of a domestic workshop, access improvements and change of use of land to form an extension to domestic curtilage and all associated works
Conditions

View Planning Timeline