Geneva, Mydroilyn, Lampeter, SA48 7RD

UPRN:49037744Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band EEPC: F (28)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

12 of 21 sources

Sale Estimate

£366,000

£293k - £439kLow

Estimate

£366k

Range

£293k – £439k

Rent Estimate (pcm)

£1,100

£950 - £1k

Monthly

£1,100

Yield

3.11%

Verdict

Derived from HomePortfolio scores

Geneva earns an INVESTIGATE rating with HP Score 55/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing address is a marketing pitch, not a property address ('Mydroilyn, Near Aberaeron SA48') - identity unverifiable, valuation evidence describes the pinned UPRN, not the product being sold

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £950-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£673/mo
Cash on cash: -5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£366,000

Rent Estimate (pcm)£1,100

Gross Yield3.11%

1y Growth-

3y Growth-1.8%

5y Growth+0.2%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA48 7RD

Approval Rate

-12mo

Development

low

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Slurry Store on agricultural land to accommodate the capacity required by NRW.
Pending
A180561
Restoration of old farm building including a bat loft inside the north eats gable, a new 2nd story floor (old floor collapsed in 1960's - 3 oak beams remain in place) additional intermediate trusses to support the old roof timberwork.
Conditions

View Planning Timeline