Rhydyfran, Cribyn, Lampeter, SA48 7NH

UPRN:49038870Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band HEPC: C (72)

Data freshness:Price Paid· freshPlanning· 5mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£890,000

£801k - £979kMedium

Estimate

£890k

Range

£801k – £979k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

3.63%

Verdict

Derived from HomePortfolio scores

Rhydyfran earns an INVESTIGATE rating with HP Score 42/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

42/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

96/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 4 bedrooms but the valuation snapshot describes 6 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£875,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,300-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £297,550
Net cash flow: -£1,119/mo
Cash on cash: -4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£890,000

Rent Estimate (pcm)£2,650

Gross Yield3.63%

1y Growth-

3y Growth-1.8%

5y Growth+0.2%

10y Growth+3.6%

Last Sold Price£65,000 (2002-08-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA48 7NH

Approval Rate

-12mo

Development

low

A260145
Domestic ground mounted solar PV installation
Conditions
A250615
Proposed installation of ground mounted photovoltaic panel array (20 no. solar panels)
Conditions
A250084
Side extension 5.600m x 6.150m and realignment of rear roof-slope. Rear and porch extensions and rear sky lights permitted development
Rejected

View Planning Timeline