Bertheos, Creuddyn Bridge, Lampeter, SA48 8PY

UPRN:49040014Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: G (16)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Bertheos, Creuddyn Bridge, Lampeter, SA48 8PY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£351,000

£281k - £421kLow

Estimate

£351k

Range

£281k – £421k

Rent Estimate (pcm)

£1,050

£900 - £1k

Monthly

£1,050

Yield

7.20%

Verdict

Derived from HomePortfolio scores

Bertheos earns an INVESTIGATE rating with HP Score 45/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

45/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

96/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 50% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £900-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £136/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£351,000

Rent Estimate (pcm)£1,050

Gross Yield7.20%

1y Growth-

3y Growth-1.8%

5y Growth+0.2%

10y Growth+3.6%

Last Sold Price£450,000 (2022-06-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

2SA48 8PY

Approval Rate

100%12mo

Development

low

A260125
Machinery Storage Shed
Conditions
A260014
Erection of a machinery store/agricultural shed
Approved
A240513
Building is in a poor state of repair and is no longer needed for the operation of the caravan site. The position and form of the building impedes the alterations to the layout of the caravan site desired by the site owner.
Approved

View Planning Timeline