Breezy Bank, Talsarn, Lampeter, SA48 8QW

UPRN:49040098Detached BungalowBeds -Built 1950-1966

FreeholdCouncil Tax: -EPC: G (18)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Breezy Bank, Talsarn, Lampeter, SA48 8QW

HP Score

/ 100

Low

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

14 of 21 sources

Sale Estimate

£430,000

£344k - £516kLow

Estimate

£430k

Range

£344k – £516k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

Verdict

Derived from HomePortfolio scores

Breezy Bank earns an AVOID rating with HP Score 36/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

36/ 100

Low

Investment Score

60/ 100

Moderate

Crime Score

96/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 88% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£50,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,150-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £16,300
Net cash flow: £731/mo
Cash on cash: 53.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 7.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£430,000

Rent Estimate (pcm)£1,300

Gross Yield-

1y Growth-

3y Growth-1.8%

5y Growth+0.2%

10y Growth+3.6%

Last Sold Price£80,000 (2020-01-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA48 8QW

Approval Rate

-12mo

Development

low

A250763
Non-Material Amendment for planning application A200527 (Delete & Release Condition 19 and Provide Comprehensive Details of Landscaping to New Condition 19).
Pending
A250487
Discharge of condition 18 from planning application A200527 (species/habitat Conservation Plan/Method Statement)
Pending
A250066
Demolish fire damaged dwelling and erection of replacement dwelling.
Conditions

View Planning Timeline