Ebb Tide, Princess Street, Borth, SY24 5JP

UPRN:49042435Detached House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: B (88)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Ebb Tide, Princess Street, Borth, SY24 5JP

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£424,000

£403k - £445kHigh

Estimate

£424k

Range

£403k – £445k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

3.45%

Verdict

Derived from HomePortfolio scores

Ebb Tide earns an INVESTIGATE rating with HP Score 75/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 49042435· as of 13 Oct 2026
Rental economics0/40
gross yield 3.4%; range width penalty ×0.72
- valuation_snapshotsrent estimate 1250/mo (range 1100-1400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,046/mo, -84% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 70 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
38 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£326,000£500,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£435,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,100-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £143,550
Net cash flow: -£603/mo
Cash on cash: -5.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.85 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 49042435Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1250/mo (range 1100-1400)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1250/mo (range 1100-1400)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 70 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£424,000

Rent Estimate (pcm)£1,250

Gross Yield3.45%

1y Growth-

3y Growth+6.6%

5y Growth-0.6%

10y Growth+3.4%

Last Sold Price£360,000 (2022-04-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SY24 5JP

Approval Rate

-12mo

Development

low

A260312
Replacement of bedroom window with French Doors, creation of balcony and associated works
Pending
A260269
Proposed external alterations to include new roof, windows, doors and shop front and the sub-division of the existing ground floor shop (A1) approved under planning permission A230858 into 2no. self contained lock up shops (A1 use) and associated works
Pending
A260004
Temporary Reinforcement to Platform Canopy Columns
Pending

View Planning Timeline