Hill View, Ysbyty Ystwyth, Ystrad Meurig, SY25 6DE

UPRN:49046456Detached Bungalow2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band BEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 2mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Hill View, Ysbyty Ystwyth, Ystrad Meurig, SY25 6DE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£257,000

£245k - £270kHigh

Estimate

£257k

Range

£245k – £270k

Rent Estimate (pcm)

£700

£600 - £800

Monthly

£700

Yield

3.24%

Verdict

Derived from HomePortfolio scores

Hill View earns an INVESTIGATE rating with HP Score 44/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

44/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

83/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 28 Oct 2026
- valuation_snapshotsestimate for 49046456· as of 28 Oct 2026
Rental economics0/40
gross yield 3.2%; range width penalty ×0.63
- valuation_snapshotsrent estimate 700/mo (range 600-800)· as of 28 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -708/mo, -101% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.7/15
60 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£194,000£298,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£259,000

At the asking price

Monthly rent£700/mo

Evidenced range £600-£800

Interest rate5.4%

Loan to value75%

Cash required: £81,950
Net cash flow: -£390/mo
Cash on cash: -5.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.80 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 49046456Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 700/mo (range 600-800)Rental economics · as of 28 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 700/mo (range 600-800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£257,000

Rent Estimate (pcm)£700

Gross Yield3.24%

1y Growth-

3y Growth+5.3%

5y Growth+5.3%

10y Growth+4.6%

Last Sold Price£176,000 (2021-07-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SY25 6DE

Approval Rate

-12mo

Development

low

A260113
- Demolition of existing rear conservatory and construction of new extension - Renew roof covering with natural slate roof - Replace windows and external doors with new aluminium double glazed units - Remove cementitious render and repoint stonework with lime pointing - Install solar panels on main roof
Conditions
A250734
Proposed construction of 40m in length by 4m wide extension to an existing public highway lay-by. NRW officers have met and discussed this proposal with a Ceredigion Council highway officer. Area to be constructed to Ceredigion highway standards and shall be adopted by Ceredigion once constructed and signed off.
Pending
A250299
Erection of a log cabin
Pending

View Planning Timeline