Penylan Mansion, Llechryd, Cardigan, SA43 2QR

UPRN:49046979Detached HouseBeds -Built before 1900

FreeholdCouncil Tax: -EPC: E (41)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Penylan Mansion, Llechryd, Cardigan, SA43 2QR

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£2,771,000

£2.22M - £3.33MLow

Estimate

£2.77M

Range

£2.22M – £3.33M

Rent Estimate (pcm)

£14,500

£13k - £16k

Monthly

£14,500

Yield

4.97%

Verdict

Derived from HomePortfolio scores

Penylan Mansion earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,500,000

At the asking price

Monthly rent£14,500/mo

Evidenced range £13,450-£15,500

Interest rate5.4%

Loan to value75%

Cash required: £1,385,050
Net cash flow: -£1,774/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,771,000

Rent Estimate (pcm)£14,500

Gross Yield4.97%

1y Growth-

3y Growth-2.8%

5y Growth-0.6%

10y Growth+2.5%

Last Sold Price£850,000 (2006-03-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA43 2QR

Approval Rate

-12mo

Development

low

A220544
Proposed extension of garden curtilage and an erection of a domestic garage
Conditions
A220370
Proposed demolition and rebuild of existing extension, proposed patio area to rear of existing dwelling and all associated works.
Conditions
A210548
Non material minor amendment to planning application A210333 - Change of position of ancillary buildings
Approved

View Planning Timeline