Maes Y Pentre, Pontgarreg, Llandysul, SA44 6AT

UPRN:49048906Detached House4 bedsBuilt -

FreeholdCouncil Tax: -EPC: B (86)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Maes Y Pentre, Pontgarreg, Llandysul, SA44 6AT

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£420,000

£336k - £504kLow

Estimate

£420k

Range

£336k – £504k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

14.88%

Verdict

Derived from HomePortfolio scores

Maes Y Pentre earns an INVESTIGATE rating with HP Score 66/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

74/ 100

High

Crime Score

13/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£125,000-£515,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £651/mo
Cash on cash: 20.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£420,000

Rent Estimate (pcm)£1,550

Gross Yield14.88%

1y Growth+176.5%

3y Growth+0.6%

5y Growth+2.4%

10y Growth+4.7%

Last Sold Price£85,696 (2014-03-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA44 6AT

Approval Rate

-12mo

Development

low

A250670
Change of use of two lawful holiday lets (use class c6) to two permanent residential dwellings (use class c3)
Pending
A240934
Erection of agricultural building and concrete slurry store and associated works.
Conditions
A240704
Proposed adaptations to the existing dwelling, Pigeonsford Mansion, to include a replacement sun room extension to the first floor, alterations to porch structures and external building finish, together with a number of internal alterations.
Pending

View Planning Timeline