Bach Y Rhew, Ffostrasol, Llandysul, SA44 5SB

UPRN:49049553Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (47)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Bach Y Rhew, Ffostrasol, Llandysul, SA44 5SB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£780,000

£702k - £858kMedium

Estimate

£780k

Range

£702k – £858k

Rent Estimate (pcm)

£3,450

£3k - £4k

Monthly

£3,450

Yield

9.30%

Verdict

Derived from HomePortfolio scores

Bach Y Rhew earns an INVESTIGATE rating with HP Score 64/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 43% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +42.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 49049553· as of 13 Oct 2026
Rental economics28.3/40
gross yield 9.3%; range width penalty ×0.82; the estimate this rent rides on sits 43% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 3450/mo (range 3100-3750)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 43% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin15.3/30
stressed cash flow +528/mo, +15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 378 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
104 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£400,500£511,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£445,000

At the asking price

Monthly rent£3,450/mo

Evidenced range £3,100-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £147,050
Net cash flow: £887/mo
Cash on cash: 7.2%
Score at this price: 56

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 49049553Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3450/mo (range 3100-3750)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 43% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3450/mo (range 3100-3750)
Rental economics needs verification before you rely on it
sale estimate 43% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£780,000

Rent Estimate (pcm)£3,450

Gross Yield9.30%

1y Growth-

3y Growth+0.6%

5y Growth+2.4%

10y Growth+4.7%

Last Sold Price£300,000 (2020-11-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA44 5SB

Approval Rate

-12mo

Development

low

A230889
Erection of Steel Framed Outbuilding for the purposes of storing Machinery and Equipment.
Conditions
A230650
Discharge of condition 5 of planning permission - A220416 - Photographic survey
Conditions
A220644
Existing house to remain for residential use with no increase in footprint. Proposals will include dormer extension to the rear of the property.
Approved

View Planning Timeline